Business Insurance

Focus on what matters in your business as we provide the insurance solutions for your business.

• Office Package - Establishments conducting their business in and from offices.
• Service Package - Establishments that conduct their business primarily in the service sector.
• Retail Package - Establishments that sell consumer merchandise such as clothing, books & stationery, gifts & souvenirs, drugs & medical products
• Dining Suite - Establishments that sell foodstuff (including beverages) for consumption at the premises providing dedicated and exclusive dining-in facilities.

• Protects against elements that can disrupt or damage your business
• Offers peace of mind at the most affordable rates
• Offers flexibility to select different sum insured / limits of cover to cater to your different business needs

Offering a peace of mind and form of investment.

• An instrument to seize new opportunities with a guarantee that frees your money for two years.
• Upon successful application or renewal of the work permit for foreign workers, the employer is required to submit the security deposit or cash deposit to MOM.
• Security deposit or cash deposit can be replaced in the form of Foreign Worker Bonds (FWBs).
• The bond will be realised if a foreign worker fails to fulfil the performance he is obliged to deliver for you.

• Eases your financial commitments, while freeing your money to explore new opportunities.
• Helps to furnish the owner or principal or employer of a contract the guarantee for the contractor’s obligations when a contractor undertakes a construction project.
• The amount guaranteed varies from 5% to 10% of the contract sum.

Get a comprehensive cover against risks of loss or damage of goods by air, sea and land.

• Freight Forwarders Liability – comprehensive coverage for goods in transit. Enhancement can include storage, warehouse, or consolidation risks.
• Marine Cargo – comprehensive cover against risks of loss or damage of goods in transit ranging from by sea, air (including courier) and land.
• Marine Loss Control Engineering - reduces trade and transportation risks and minimises costly delays.
• Inland Marine- protects moveable or mobile assets in nature, in transit or in storage.
• Marine Liability - third party liability insurance protecting the insured against their legal liabilities arising from the insured activities.

Keep your business away from disruptions. Protect your vehicle and equipment with the right commercial vehicle insurance plan.

• Comprehensive commercial car insurance with a selection of authorised workshops for accident repairs.
• Comprehensive commercial vehicle insurance with no restrictions on your choice of workshop for accident repairs.
• Third Party Fire and Theft covering loss or damage to your vehicle caused directly by fire or theft as well as your legal liability for any third party injury or property damage.
• Third Party covering your legal liability for any third party injury or property damage.

Providing a diverse range of flexible and affordable solutions.

• All Risks
• Work Injury Compensation
• Daily Cash for Business Interruption
• Public Liability
• Worldwide Personal Accident
• Fidelity Guarantee
• Business Interruption Cover
• Fire on Building
• Other Additional Benefits

• All Risks
• Work Injury Compensation
• Daily Cash for Business Interruption
• Theft of Money
• Public Liability
• Worldwide Personal Accident
• Fidelity Guarantee
• Business Interruption Cover

• All Risks
• Work Injury Compensation
• Daily Cash for Business Interruption
• Theft of Money
• Public Liability
• Worldwide Personal Accident
• Fidelity Guarantee
• Business Interruption Cover
• Fire on Building
• Other Additional Benefit

• All Risks
• Work Injury Compensation
• Daily Cash for Business Interruption
• Theft of Money
• Public Liability
• Worldwide Personal Accident
• Fidelity Guarantee
• Business Interruption Cover
• Fire on Building
• Other Additional Benefits

• Fire and/or Lightning
• All Risks
• Work Injury Compensation
• Public Liability
• Business Interruption
• Money
• Fidelity Guarantee
• Electronic Equipment
• Equipment or Machines
• Other Product Extensions Available

Cover the needs of our employees who are the greatest assets to your business with your health, medical and accident coverage.

• Group Term Life Insurance with suitable insurance coverage, tailored to suit your business needs for your employees.

• Group Critical Illness Insurance with lump sum benefit.

• Group Hospital & Surgical Insurance with a range of plans and comprehensive coverage. (For Foreign Workers ranging from $15000 to $60000)

• Group Personal Accident Insurance covering your employees for accidental injuries at work and at home.

• Group Dental Insurance with a lump sum benefit for enhanced coverage.